Key Challenges for Businesses

For key executives, professionals and business owners, accumulating retirement wealth has increasingly become an individual responsibility and less of a corporate benefit.

If you are highly compensated your ability to save for retirement is impeded by:

  • restrictions on your participation in qualified savings plans
  • potential taxation of Social Security benefits
  • continued losses or cutbacks of employer paid benefit plans
  • the time, energy and effort needed to manage personal savings

These factors may limit the amount of retirement assets you will be able to accumulate.

Large public companies can afford the benefit costs and manage the complexity of tax, legal and accounting advice needed to develop supplemental programs to attract, retain, and reward their key people.  However, smaller corporations and businesses must ask themselves:


    1. How can I afford to remain competitive with benefit offerings for the highly compensated? 
    2. How can the business owners transform their controlling interest into retirement security?

The Goal

Small to mid-size corporations must develop cost effective solutions to help their key talent grow and protect their retirement savings.

Business owners must have a clear and defined succession/exit strategy in order to:

  • transform control of the business into retirement wealth, and
  • insure that the future of the business is being managed by the desired parties.

These solutions must be clear, concise, cost effective and tax efficient to attain the optimal outcomes. The process for developing and maintaining these plans should embrace trusted advisors, rather than alienate them.

Instead of pre-packaged “canned” approaches, these programs should be driven by the creativity needed to reflect the unique needs and goals for each client.

Learn more about the Executive Benefit Design Matrix (click here).

Experience, Innovation, Client Focus

Let The Executive Benefits Guy  give you independent and affordable advice by guiding you and your advisors through the complex maze of issues, options and product choices to finance your executive benefit and ownership transition solutions. You’ll get the same type of personalized service, experienced advice and creative solutions that dozens of financial service advisors and their clients have trusted for 20 years.